Broke in UKBroke in UK
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Check your tax code on the second payslip after starting any new job

BR, 0T, and emergency codes (1257L W1/M1) cost real money — sometimes £1000s. HMRC eventually corrects it, but only if you check. Use your personal tax account on gov.uk; if it's wrong, call HMRC on 0300 200 3300 — fixed in one phone call.

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