Cashback
Apps and sites that pay you to spend.
Cashback isn't a hack — it's admin you're currently not doing. Spending you'd do anyway (insurance renewal, weekly shop, train tickets) can pay 1–10% back if you remember to route through the right portal first.
These are the cashback platforms British shoppers use most. Compare rates across two or three for every big purchase — they're often £5–£50 apart on the same product.
Where to look
- TopCashbackThe original. Rates are usually highest here. Free Plus account is worth it.
- QuidcoDirect competitor to TopCashback. Compare both before every purchase.
- Jam DoughnutInstant cashback gift cards for high-street shops. Pre-load before you shop.
- Airtime RewardsCashback that automatically pays off your phone bill.
- Chase UK1% cashback on debit purchases for the first year. Genuinely free current account.
Articles
Cashback ranked: TopCashback vs Quidco vs cashback cards, and the £300-a-year nobody claims
Routed properly, cashback returns an average UK household £200–£500 a year on spending they'd do anyway. The trick is knowing which platform pays more, when payouts actually land, and the one purchase that makes it all worthwhile.
12 May 20262 min read
The cashback that isn't a website: bank accounts, Airtime Rewards, and receipt apps
TopCashback gets the coverage, but current accounts, Airtime Rewards and receipt apps quietly pay £150–£300 a year on spending you were doing anyway.
26 Apr 20264 min read